Insights on Borrowing Responsibly in Singapore

Explore our latest articles on personal loans, budgeting, and financial management. Learn how to borrow smartly and stay informed with tips from Ban King Credit, a licensed moneylender in Singapore.

Latest Article

Borrower learning about the moneylender cooling-off period beginning in September 2026
Licensed Moneylenders in Singapore

Moneylender Cooling-Off Period Begins on 15 September 2026

The mandatory moneylender cooling-off period will take effect on 15 September 2026. It applies to unsecured loans taken from licensed moneylenders, except business loans. Eligible borrowers will have three business days to cancel, excluding Sat...

  • September 4, 2026
  • 13 min read
View Details

More Articles

Licensed Moneylenders in Singapore

How to Choose the Right Licensed Moneylender in Singapore

A licensed moneylender in Singapore must be listed on the Ministry of Law’s Registry to legally operate and offer loans. Licensed moneylenders are bound by MinLaw’s interest rate caps maximum 4...

View Details
  1. November 11, 2025
  2. 9 min read

Skip the paperwork. Apply fast with Singpass.

Enjoy a seamless and secure loan application process. Fast, simple, and fully verified.

Apply With
Apply with Apply With