Insights on Borrowing Responsibly in Singapore

Explore our latest articles on personal loans, budgeting, and financial management. Learn how to borrow smartly and stay informed with tips from Ban King Credit, a licensed moneylender in Singapore.

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Borrower learning about the moneylender cooling-off period beginning in September 2026
Licensed Moneylenders in Singapore

Moneylender Cooling-Off Period Begins on 15 September 2026

The mandatory moneylender cooling-off period will take effect on 15 September 2026. It applies to unsecured loans taken from licensed moneylenders, except business loans. Eligible borrowers will have three business days to cancel, excluding Sat...

  • September 4, 2026
  • 13 min read
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Business Loans & SME Finance

How Much Does It Cost to Start an Online Store in Singapore in 2026?

Startup costs to start online store Singapore businesses in 2026 range from about S$500 to over S$10,000. Dropshipping and marketplace selling keep ecommerce setup costs low by reducing inventory, ...

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  1. May 21, 2026
  2. 7 min read
Finance in Singapore

How Much Does It Cost to Own a Car in Singapore in 2026?

Car cost Singapore drivers face in 2026 can exceed S$2,500 monthly after including loan repayments, fuel, insurance, parking and maintenance expenses. COE premiums remain a major contributor to car...

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  1. May 20, 2026
  2. 7 min read
Finance in Singapore

Confinement Costs in Singapore in 2026: What New Parents Should Budget For

Confinement costs Singapore parents face in 2026 typically range from S$4,000 to over S$20,000 depending on recovery support and lifestyle preferences. Hiring a confinement nanny in Singapore usual...

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  1. May 20, 2026
  2. 7 min read
Singapore Lifestyle & Trends

Top 10 Free Parking Places in Singapore to Check in 2026

Free parking Singapore locations still exist in 2026, with malls, recreational areas, and neighbourhood spots offering complimentary parking during selected hours. IKEA Alexandra, IMM Building, and...

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  1. May 19, 2026
  2. 7 min read
Finance in Singapore

Childcare Costs in Singapore in 2026: Infant Care to Preschool

Childcare costs in Singapore in 2026 range from around S$300 to over S$2,500 monthly after subsidies, depending on programme type and operator. Infant care remains the most expensive stage of early...

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  1. May 19, 2026
  2. 7 min read
Finance in Singapore

How Much Does It Cost to Have a Baby in Singapore in 2026?

The average baby cost Singapore parents face in 2026 ranges from S$8,000 to over S$50,000 in the first year, depending on healthcare and childcare choices. Public hospital deliveries in Singapore t...

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  1. May 18, 2026
  2. 8 min read
Personal Finance & Money Tips

How to Save Money While Travelling: Practical Budget Travel Hacks for Singaporeans

Travelling during off-peak seasons can significantly reduce airfare and accommodation costs while helping Singaporeans avoid large tourist crowds. Using flight comparison platforms, airfare alerts,...

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  1. May 18, 2026
  2. 8 min read
Personal Finance & Money Tips

How to Start a Side Hustle While Working Full-Time in Singapore

: A side hustle in Singapore can increase income, build savings, and support long-term financial security while keeping full-time employment stable. The best side hustle matches your skills, s...

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  1. May 14, 2026
  2. 7 min read
Personal Finance & Money Tips

Side Income Ideas in Singapore That Do Not Need a Large Upfront Cost

Side income opportunities in Singapore can start with low upfront costs through freelancing, tutoring, digital products, or gig work. Freelance services are accessible because most side income work...

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  1. May 14, 2026
  2. 7 min read

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